Access to capital


Difficulty accessing bank loans, start-up funding, lines of credit, and other forms of capital is one of the primary factors holding back the establishment, expansion, and growth of minority-owned businesses in Louisiana. The LCCF is working with public and private partners to ensure Minority entrepreneurs can gain greater access to the credit and capital they need to start and grow their businesses.

Community Development Financial Institutions (CDFIs) are specialized community based financial institutions with a primary mission to promote economic development by providing financial products and services to people and communities underserved by traditional financial institutions, particularly in low income communities.

Click on any of the following for more information:

Alexandria/Central Region – Alexandria Regional Black Chamber of Commerce

Bank of St. Francisville – St. Francisville

Colfax Banking Company – Pineville

Heart of Louisiana FCU – Alexandria

Rapides Federal Credit Union – Alexandria

Red River Mill Employees FCU – Natchitoches

Baton Rouge/Capital Region – Baton Rouge Metropolitan Black Chamber of Commerce

Essential Federal Credit Union – Baton Rouge/multiple locations

LES Federal Credit Union – Baton Rouge

Pelican State Credit Union – Baton Rouge/multiple locations

The Cottonport Bank – Baton Rouge/multiple locations

Lafayette Region – Greater Southwest Louisiana Black Chamber of Commerce

Bank of Montgomery – Montgomery/multiple locations

Meritus Credit Union – Lafayette/multiple locations

Southern Mutual Financial Services, Inc.– New Iberia

University of Louisiana Federal Credit Union – Lafayette/multiple locations

Lake Charles Region – Lake Charles Regional Minority Business Chamber of Commerce

Southwest Louisiana FCUSulphur

Monroe/Northeast Region – Monroe Regional Black Chamber of Commerce

Caldwell Bank & Trust Co .– Columbia/multiple locations

Centric Federal Credit Union – Ruston/multiple locations

Citizens Progressive Bank – Columbia

Commercial Capital Bank – Bastrop/multiple locations

Concordia Bank and Trust Co.– Vidalia/multiple locations

Cross Keys Bank – Monroe/multiple locations

Delta Bank – Vidalia/multiple locations

Franklin State Bank & Trust Company – Winnsboro/multiple locations

Guaranty Bank and Trust Company of Delhi – Delhi/multiple locations

Homeland Federal Savings Bank – Monroe/multiple locations

Richland State Bank– Rayville/multiple locations

Tensas State Bank – Newellton/multiple locations

Winnsboro State Bank & Trust Co .– Winnsboro

New Orleans/Southeast Region 

ASI Federal Credit Union – Harahan

Blueprint Investment Fund – New Orleans

Citizens United for Economic Equity (CUEE) – New Orleans

Community Development Capital – New Orleans

Fleur-de-Lis Federal Credit Union – Metairie

Florida Parishes Bank – Hammond/multiple locations

Jefferson Financial Federal Credit Union – Metairie/multiple locations

Liberty Bank and Trust Company – New Orleans/multiple locations 

Louisiana Federal Credit Union – LaPlace

New Orleans Startup Fund, Inc. – New Orleans

Newcorp, Inc. – New Orleans

The New Orleans Firemens FCU – New Orleans/multiple locations

Total Choice Federal Credit Union – Hahnville/multiple locations

Tulane-Loyola Federal Credit Union – New Orleans/multiple locations

UNO Federal Credit Union – New Orleans

Shreveport–Bossier City Region – Shreveport-Bossier African-American Chamber of Commerce

ANECA Federal Credit Union – Shreveport

Caddo Parish Teachers FCU – Shreveport

Carter Federal Credit Union – Shreveport/multiple locations

Progressive National Bank – Mansfield/multiple location